If you’ve been watching the headlines, you might think buying a house in Boulder right now is like trying to hike Sanitas in flip flops. Rates are up, inventory is tight, and everyone’s saying, “Just wait until the economy is better."
But here’s the thing—they’re missing the bigger picture.
In fact, right now might be one of the smartest times to buy. Here’s why:
1. Less Competition = More Power
Remember the feeding frenzy of a couple of years ago? Homes flying off the market in 24 hours, 20 offers deep, and buyers waiving everything—including their firstborn child?
Those days have cooled. Fewer buyers means you have more negotiating power, more time to think, and a better shot at actually landing the home you love without an all-out bidding war.
2. Sellers Are More Flexible
With the market shifting, many sellers are offering concessions they never would have considered before. Think help with closing costs, repairs, and yes—even rate buydowns. That can save you thousands up front and over time.
3. Marry the Home, Date the Rate
Rates feel high right now, sure. But here’s the secret: you can refinance later.
What you can’t do later is snag the perfect home in the perfect neighborhood when it pops up. If you find a home that checks your boxes, grab it now and adjust your rate when the market shifts (because it will).
4. Inventory Is Improving
We’re finally seeing more homes hit the market compared to the past couple of years. That means more options, less stress, and a better chance of finding “the one.”
5. Your Future Self Will Thank You
While everyone else sits on the sidelines waiting for the perfect moment (spoiler: it doesn’t exist), you’ll be building equity, settling into your dream space, and locking in a price before home values climb again.
Bottom Line
The best time to buy isn’t about timing the market—it’s about timing your life.
If your finances are solid and you’re ready for the next chapter, this market might just be your secret weapon.
Curious what buying looks like for you right now? Let’s chat—I’ll break it down and see if it makes sense for you.
